Additional Funding

We do of course have extensive connections with lenders throughout the UK and if you have a particular case you wish to discuss that doesn’t fall into any category then do please let us know. We have even been known to help fund stock. Our specialist team is here to help you. Commission is available on some products. For further information please contact us.

Unsecured Professional Practice Finance

As many of you will be aware Goldsmiths have been specialists in this area for well over 20 years. Having been the originators of the North West Securities unsecured loan scheme we have remained at the forefront of unsecured lending for professional practices. We have facilities from very specialised individual lenders up to the main bankers. The purpose of the loan can be virtually anything from equity purchase, payment of tax bills, refurbishment, practice purchase etc. Not only do they lend unsecured to accountancy practices, but they can also lend unsecured to all your professional clients. All loans are of course subject to status. Loans are unsecured and no property will be charged. Personal guarantees are however implied and taken.

Funding Payrolls

Whether you are a professional firm or a commercial firm we have the ability to fund up to two months wages in a business. This includes NI and tax. This very specialised service has proved invaluable to many companies wishing to rearrange their current finance in a more appropriate manner or increase their funding capacity. The funding can apply to both professional & commercial clients and of course your own practice.

Sale & Leaseback

For any business whether professional or commercial we have the ability to refinance existing owned equipment. No valuation is required. Affordability is the only criteria. Again this is a useful facility where the business needs to raise additional finance or to refinance current inappropriate funding.

CID for Accountancy Practices

We have available a very special product whereby we can refinance the entire debtor book of an accountancy practice on a confidential basis. This has often been used by firms to equalise capital accounts or replace existing secured finance where it has been largely based on the value of a private home.

CID & Factoring for Your Clients

Due to our connections with quality funders we can advise on changes to your clients where they currently have a facility that they may have been forced into or we can look at a completely new opportunity as required. Given the current difficult climate it may well be appropriate for firms to switch from overdraft to this alternative form of funding for safety reasons.

Building Development Finance

Through one of our specialised lenders we can arrange up to 100% of building development finance. If you have builders or developers on your books that are having any difficulty or wish to look at alternative opportunities then do let us know. We are aware that banks are not being very helpful at this moment in time and we will be pleased to assist your clients.

Independent Mortgage Advice

In the highly regulated world of financial services, we have formed a liaison with an extremely experienced Independent Mortgage Adviser, whom we have found very helpful. Whatever your requirements may be, for either residential or commercial property mortgages or re-mortgages, and the associated protection plans, simply call us to discuss your initial requirements and we will put you in touch, on a 'no-obligation' basis.

Secured & Unsecured Finance

As times have got more difficult we have received an increasing number of demands for these services. We have available everything from prime funding down to the more difficult sub prime cases. Fully independent service available not only for you as a professional practice, but specifically aimed at your commercial clients.

Vehicle management

If your business owns its car fleet it is probably worth a considerable sum although it is depreciating faster then ever.